Jody’s Jem of the Week – Stunning Bungalow in Prime TO Area

Why do I love this home? 22 Edgecroft Rd is a fully renovated bungalow in the high demand area of The Queensway.  It offers family friendly streets, great schools, easy access to great transportation and shops, parks and so much more.  This home for sale in south etobicoke is listed for $799,900.

Presented by Royal Lepage Realty Centre, Brokerage


The Queensway New Listings

south etobicoke real estate

The Queensway homes for sale

The Queensway Real Estate

22 Edgecroft RdOutstanding Gourmet Kitchen With Farmers Sink -Granite Counters – Pot Lights – Brand New Appliances – Large Island Perfect For Entertaining. Massive Bathroom With Heated Floor – Freestand Cast Iron Claw Foot Bathtub-Base Rec Room With Surround Sound, Engineered Flrs – California Shutters, Pot Lights-Hardwood Floors Thru-Out-A Pleasure To Show!!! Close To Amenities & A Multi Million Dollar Residences.

If you would like to view this property, please connect me Here or just give me a call on my direct line at 416.450.5900

South Etobicoke Bungalow Gets Top Dollar

138 Yorkview is located in the desirable Queensway neighbourhood of South Etobicoke.  This home featured an open concept floor plan, with two bedrooms up and two additional bedrooms down.  The home is larger than it looks and  in move in condition.  The property sold over list at near a record neighbourhood price.  Click here for more photos.

138 Yorkview South Etobicoke



Should you use a realtor to buy a home?

Most homeowners only buy or sell a home every 5-7 years.  There are so many reasons why you want to hire hire a trained expert to help you with this.  Here are 14 that are top of mind.

Image of business partners handshaking over business objects on workplace

Image of business partners handshaking over business objects on workplace

Should you use a realtor to buy a home?  Here why it makes sense.

  1. Most accurate and up-to-date market area comparables (sold and active properties).
  2. Most up-to-date and accurate evaluation of a home.
  3. Ability to “sell the house” to Realtors who are active in the area so they can bring their buyers.
  4. Quick exposure to thousands of agents who each can bring a buyer (better chances of getting a higher price). Quicker sale, higher price.
  5. Provide secure, day-long, easy access to the house.
  6. Ability to market – spend money up front on cards, letters and newspaper advertising.
  7. Extensive social networking marketing.
  8. Can lead to “multiple offers” situation resulting in an over asking selling price.
  9. Reviewing offers with the seller, analyzing the offer, proper (legal) sign backs without needing a lawyer.
  10. Proper and legal handling of deposit monies.
  11. Provide buyers a wide variety of homes to visit and transportation to buyers.
  12. Third-party (mediator) negotiations make it easier to reach a deal (but still working for your best interest).
  13. Assistance with mortgage financing, home inspections and assisting your lawyer until closing.
  14. Screening of potential frauds.

Realtors are working buy/sell deals every day.  They see and solve many of the issues/challenges that you may not anticipate.  They are your insurance on making sure your deal goes smoothly and that you have a successful real estate experience.

Need help with your real estate? Let’s Talk

Jody’s Gems|Mimico quaint parks

Mimico boasts a spectacular waterfront marked with several waterfront parks and parkette.  This one is one of my favorites.  Located just south of Lakeshore, west of Royal York Rd is Miles Cres Parkette.  It’s a place to sit, relax and just enjoy the spectacular view of our wonderful city.  It’s sometimes hard to believe that this little gem is right here in Mimico.


Miles Cres. Parkette  – Mimico


Best Real Estate Moving Tips and Tricks

Tips for a Seamless Move

Changing homes is extremely stressful, especially because you have to pack and then carry all your belongings from one place to another… It may not be the best fun you’ve ever had, but at least you can make it memorable! For this to happen, you surely need to take baby steps and have a great attention to details!

So, you need to move and you’re excited, until you realize the huge amount of things you have to pack! But don’t worry, you can hit two birds with just one stone – make it fun and effective too!

Even though planning this action with some months in advance may be time-consuming at a first glance, it will get to be less stressful and simpler if you don’t rush! By following these rules your stress level will decrease drastically! So, just enjoy your move!

Moving tips. Helpful checklist!

Main rule
: Don’t take with you the things that you don’t need! Now it is the perfect time for you to have a mass declutter. Take advantage and get rid of the things that you don’t use! They’ll just occupy space in your new home as they did until the present moment, in your old one!

Here are some tips for you:

  • Plan-ahead

After a tiring and stressful period, when you have probably sold your old house, now the time for you to move has finally come! Even though the stress is not over yet, don’t get things too dramatic – there is a way for you to keep everything under control and the safest way is to plan ahead! Get the clear picture of the entire process, and decide when and how you should manage this situation!

A fact is certain – packing up your entire life and your possessions will not be something that you’ll manage to do in one single day, therefore you need to arm yourself with a lot of patience! You’ll certainly need it!

Hint: Don’t panic!

  • Stay organized

More than ever now it is the perfect time for you to show your organizational skills! Write down everything that you have to do and where you put every object. The boxes need to be labeled both with their content but as well with colors assigned for each and every room. Manage your inventory very carefully, you’ll thank yourself later on!

The thrills or frustrations of this whole situation may be disturbing to you, but stay focused! This is what you need now! Staying organized will save you time later on!

Hint: Don’t rush, take it all slow or you’ll end up mixing everything up!

  • Get the right boxes

Planning in advance requires getting boxes of all sizes and shapes! Keep in mind that lighter objects should always be placed on top! What is more, you should also make sure you won’t leave empty spaces inside the box because objects will slide down and you’ll probably have a huge surprise when you’ll start unpacking!

Hint: Shake your boxes to see if any objects are misplaced and be careful not to make the boxes too heavy to lift either!

  • Use colors for labelling

Colors may help you stay organized. Use a different color for every room; markers will be of great help! This way the unpacking process will become much more bearable and simpler too!

Hint: Keep it all visually appealing; you need to remember this entire experience as a step forward for you! Do everything when you are relaxed and fresh!

  • Charity?

Maybe the time to do a good deed has come. You’ll probably stumble upon things you have completely forgotten about, so why not donate them all? You clearly don’t need them. Take your move as a fresh start and don’t bring useless things with you. You’ll just end up throwing them instead of reusing them. No junk, please! Take a big breath and see which objects are pointless to you!

Hint: Don’t throw away things you don’t use anymore, donate them! Others may be in great need of those particular items!

  • Get rid of the dust

Hygiene is important and taking into account that you have to pack everything up, why not cleaning them first? You won’t want to get dust and dirt into your new home. Take it all step by step and make it all right from the early beginning. Think about it – one way or another at a certain point you’ll have to clean up your things so why not now? Chances are you’ll be too tired later on to clean everything!

Hint: A microfiber cloth is highly recommended!

  • Newspapers, anyone?

You’ll need to fill up every box and wrap every object for protection. Therefore, try to purchase in advance enough packing paper!

Hint: When the time for unpacking comes, unpack only by room! Your entire effort to keep it all organized will become useless if you create chaos now!

  • Separate the essential things

When you’ll get to your new place, you’ll firstly need certain objects so make sure you have them all together in a box at a close reach! You wouldn’t want to search for scissors or papers and not find any one of them!

What should you consider? For instance, think about – paper towels, phone chargers, trash bags or toilet paper!

Hint: Make a list with other objects and make sure you have them all in one single place!

  • Pre-clean the new house

moving tips packingBefore getting all your stuff in, try to clean up the house. Once you have the furniture in, it will much more difficult to Q-tip everything! This will save you a lot of trouble!

Hint: Take at least one week to make sure the house is clean and hygienic before bringing in your stuff! You’re looking for a fresh start, aren’t you? Then, make it look fresh!

  • Vertically or horizontally?

Depending on the type of objects you are carrying, pay attention to how you place them! For instance, your plates should be placed vertically! Why? There are less chances they’ll break under pressure!

Hint: Take some time and think about every object you intend to transport, thus you’ll figure out the right place and a way to bring it ‘safe and sound’!

  • Correspondence

Don’t forget to change your correspondence address with at least two weeks prior to the day you move! This way you’ll be sure no personal papers will get into the hands of the wrong people! Check the utilities you’re responsible for and make sure every important person knows how to reach you!

Hint: Don’t forget to make the switch from time!

  • Get help

You are surely not going to be able to do everything all by yourself. Some may call their friends while others may call for professional help. There is always a way for whatever budget you may have, however you may be sure an expert will always be of much more help for you!

Hint: If you choose to do it all by yourself, you’ll need to have nerves of steel and a lot of patience. This entire experience is extremely stressful!

  • Sort, sort, sort

In order to stay organized you surely need first of all to sort all your stuff! You clearly don’t need chaos now because the stakes are high and there are a lot of things going on. Try to be in control of everything and at all times, this way you’ll have a peaceful and exciting move!

Hint: The more time you dedicate to organizing your things, the easier it will be when you unpack!

  • Separate valuables

From another point of view specialists utterly suggest you need to separate your valuables in order not to regret it later on. Among all the things you have to carry, there is enough space for mistakes to happen, this is why it is better to take precautionary measures!

 Hint: Try to stay organized and set your priorities. Your valuables and important papers should always be with you!

Knowing what things need to be done and most importantly when, will save you from a lot of painful headaches! Remember: you shouldn’t let everything on the last day! You’ll panic and you’ll not be able to face up the stress!

When the details of such an important event tend to overwhelm you, take a break! You need to relax and think clearly – a bit of organization will only help you in moments like this one!

All in all, moving may become a really great experience if you know how to handle things! Don’t hurry, this is clearly not the time for this! Take it all step by step and just enjoy!

Do I Pay HST on the Purchase of a Home?

There is so much to think about when you are purchasing a home.  It is not something that you do every day so at times it can feel a bit overwhelming.  Most people want to get a handle on all the costs associated with buying a home.  One cost that is often misunderstood is HST.   Do I pay HST on the purchase of a home is a question that could be on your mind.   The big hefty tax HST has been with us now for some time.  Even so, many buyers are confused on HST and Purchasing a Home – when do they pay it and when do they not.  There is good news here.  You do not pay HST when you purchase a resale home.  You also don’t pay HST on rents or condo fees when you own a condo. hst

That’s where the good news stops.  You do pay HST on the purchase of a new home.  However, homebuyers can claim a rebate for a portion of the provincial tax for home with a purchase price under $500,000. Many builders  also may include the HST is the cost of the home.  It is buried but it is still there.

You also pay HST on all lawyers fees, any any fees that you incur in doing a pre purchase home inspection.

This is some  good information to know so that you can properly calculate all the costs in buying your dream home.

If you would like more clarification or any other help with your real estate, Jody can help.  Please click on the link below to get in touch with him directly.  Contact Jody


What is a real estate deposit?

Successful business lady smiling at the camera while working in office

I’m buying a home and want to understand what is a real estate deposit and what do I need to know about it.  Here are a few questions that I hear often.

1.  When must a deposit be paid under the standard Ontario Real Estate Contract?

In Ontario, the standard contract gives buyers two choices: you can pay your deposit when you present your offer to the seller or you can agree to pay within 24 hours of the seller accepting your offer.  Most buyers prefer the second option.  If you are in a bidding war you are typic

2.  How is a deposit different from a down payment?

A deposit is the funds that you agree to pay on signing an purchase agreement.  It will be part of of your downpayment when you close on your house.  Your down payment is the total amount that you put into your house on closing.  The difference between the purchase price and your down payment is your mortgage (the amount that you agree to pay a lender for your home over time)

3.  How much should my deposit be?

There is no set rule on how much the deposit needs to be.  Some sellers identify their expectations when they list their home.  Some real estate agents suggest 5% is a strong deposit.  Sellers will view a higher deposit as a stronger offer. It may sway a seller to accept your offer over anothe offer with a lower deposit.

4.  Under what circumstances would I lose my deposit?

If you decide not to close on your home after signing a binding contract, you will lose your deposit.  (you also stand to lose far more than your deposit, so be careful)

5.  What happens to my deposit when I close on my house

Your deposit will be included in money that you have paid towards the purchase house of you home.  Your lawyer will take care of this.

Are you Ready to Invest in Real Estate?


When it comes to property investment, timing is everything. Ultimately, choosing the right time to enter the market will have a significant impact on the long-term success of your investment.

This is a great list of five things you will need to be truly ready to make the plunge.

  1. You are financially ready. You have saved enough for the downpayment and you have also established your emergency fund. Your credit history is good and you are able to meet all the financial obligations.
  2. You Understand the carrying cost of owning a home. You have a clear picture in your mind of the the monthly costs associated with owning this home including dollars for ongoing maintenance and it fits within your budget.
  3. You have done your research. You know the neighbourhood of your future property or have consulted a good real estate agent that knows that area that you are thinking of investing in.
  4. You have chosen a good agent to help you with your search. Buying in the Toronto market is not easy.  A good real estate agent will guide you to properties that represent good value in current market conditions and help you get hte property at market prices.
  5. You have a time horizon of at least 5 years. No one can predict where the market is heading.  You want to make sure that you are not going to need the money that you are investing in this home in the short term.  Like all investments, you want to be in a position where you can sell market when your investment has appreciated not being forced because you need the cash.

If you can check “yes” to this list – go wild and have fun with your investment opportunity.




10 tips for first-time homebuyers

first time home buyersThe real estate market can be tough to navigate for first-time homebuyers.
Here are 10 tips for first-time homebuyers:
1. Determine what you can afford. The first step is to meet with a lender, review your finances and find out how much you can afford to spend on a home and how much you have for your down payment. Experts warn also not to shop for the most expensive home you qualify for, unless you truly can live with the payment that comes with it.

2. Make a list of your criteria and priorities for your first home. Purchasing your home will require compromise and its important that you have thought through what you are prepared to give up to get into the market.

3. Shop for a mortgage. Don’t use whatever lender your agent recommends without doing some independent shopping. Another classic mistake: calling 10 lenders and asking for their interest rates. A lender can’t be held to those quotes. It’s better to look up mortgage rates online, then call three or four lenders and mortgage brokers and ask them for a written list showing their fees.
4. Get pre-approved. Getting a lender to pre-approve a loan before you shop can make your offers more attractive, while avoiding deals falling apart because loans don’t get approved during escrow.
Get all the documentation you’ll need for the loan process –  tax returns, pay stubs, bank account statements. Find out from your lender exactly what you’ll need.
5. Pick an agent who’s right for you. Get referrals for agents from friends and family, then talk to each one. Look for someone with whom you can communicate. Actually interview them as if they were job applicants since, after all, they do work for you.

6. Find a home you can afford. Make a wish list of where you want to live and what you want to have in your home. But don’t fall so in love with a particular home that you don’t see its flaws. Move on if the asking price is unrealistic or the seller is unreasonable. Or if the bidding rises beyond your budget.

7. Scope out the neighbourhood. Your agent likely can provide local school ratings and area demographics. You can get crime reports from local police departments or their websites. Then walk and drive the neighbourhood, returning at different times of the day and different days of the week. Visit local supermarkets to see who goes there.
And talk to the neighbours. That’s the only way to learn about the neighbour from hell, the incessantly barking dog or whether trains blow their whistles nearby.

8. Make a realistic offer. First-time buyers should find out what comparable homes sold for, learn the true value of the property and make a realistic offer. A good agent will be diplomatic, but honest if your offer is too low. If the home is priced right, bid the asking price or a little over. You might, however, run into trouble getting a loan if your offer is higher than the lender’s appraised value of the home. Lenders won’t approve the loan if the appraisal is less than the loan amount.

9. Find a good home inspector. Talk to two or three inspectors rather than blindly accepting one your agent recommends. Get referrals from family and trusted friends to make sure you find someone working for your best interest and who isn’t trying to help his or her friend, the agent, close the deal. Be aware of deadlines during escrow. And respond in a timely manner to the home and termite inspections, seller disclosures and the preliminary title report so you don’t miss your chance to opt out if a problem arises.
10.  Be patient.  Finding a home in the Toronto market is not easy, it takes work, perseverance and patience.  If you stick to the plan, I am confident that you will find that home.  And of course, if you need help with the process, I would be happy to help.